The Maximum Social Security Benefit Check is Probably Less Than You Would Expect
Social Security is not a one-size-fits-all program. According to an article by MSN, “the age at which you apply, the number of years you have worked, and your earnings history are all determining factors” in how much you receive in monthly benefits.
In 2025, the maximum amount a beneficiary can receive is $4,018 per month for anyone who retires at the full retirement age and $5,180 per month for those who delay retirement until age 70.
When you consider that the average retired household spends around $5,000 per month, according to an Investopedia article using U.S. Bureau of Labor Statistics data, it’s easy to understand why so many older Americans are struggling financially. Even the highest-earning workers are barely getting by.
The Seniors Trust is committed to improving the financial well-being of older Americans through the passage of the Social Security Expansion Act. It will give retirees an immediate benefits increase of about $200 a month, a fair annual cost-of-living adjustment (COLA), increased minimum benefits, and ensure the long-term solvency of the Social Security program.
