Three Good Things About Social Security in 2025
We’re a few months into the new year. While Social Security is still facing a severe budget shortfall, there are a few things to be thankful for right now. The Motley Fool found three positive Social Security changes we all benefit from:
Higher COLA – In 2025, Social Security recipients saw a 2.5 percent cost-of-living adjustment (COLA). A small COLA is a sign of cooling inflation. This is good news.
Higher Earnings-Test Limit – A lot of people work during retirement. While seniors are permitted to earn money from a job while collecting Social Security, that income could impact your benefits. The earnings-test limits increased this year, meaning seniors can earn more money without it hurting their Social Security benefit checks.
Larger Maximum Benefit – Social Security’s maximum monthly benefit at full retirement age is now $4,018. While most seniors won’t see checks that big, seeing benefits increase is always a good thing.
The Seniors Trust is committed to improving the financial well-being of America’s retirees through the passage of The Social Security Expansion Act. It will give retirees an immediate benefits increase of about $200 a month, a fair annual COLA, increased minimum benefits, and will ensure the long-term solvency of the Social Security program.
