Why This Year’s Retirees Are Getting Older

The age at which American retirees can begin to claim Social Security benefits without penalty has gradually increased. According to AS.com, only those people born in the first two months of 1959 can claim full benefits in 2025 without being penalized. That’s because the full retirement age is 66 years and ten months. Anyone born in 1960 or later won’t reach full retirement age until they turn 67.

If you have a birthday coming up, it’s important to know that the Social Security Administration lets you apply for benefits up to four months before you plan to receive them. 

The Seniors Trust is committed to improving the financial well-being of America’s retirees through the passage of The Social Security Expansion Act. It will give retirees an immediate benefits increase of about $200 a month, a fair annual cost-of-living adjustment (COLA), increased minimum benefits, and will ensure the long-term solvency of the Social Security program.