When You Can Expect to Receive the Social Security COLA Benefit Boost

On October 10, the Social Security Administration (SSA) announced its 2025 cost-of-living adjustment (COLA). Recipients will receive an additional $48 on average to help offset inflation. While that won’t make a huge difference, every little bit counts these days. According to Digital Nations, retirees will start seeing the increase reflected in their Social Security retirement benefits beginning in January.

The SSA uses staggered payments depending upon your date of birth. If you were born between the 1^st and 10^th of a month, you will receive your first payment on January 8^th. If you were born between the 11^th and 20^th of a month, you will receive your first payment on January 12^th. And if your birthday is after the 21^st of the month, your payment will be on January 22^nd.

The Seniors Trust is working to improve the financial well-being of America’s retirees through passage of The Social Security Expansion Act. It will give retirees an immediate benefits increase of about $200 a month, establish a fair annual cost-of-living adjustment (COLA), increase minimum benefits, and ensure the long-term solvency of the Social Security program.